Retirees: your 2018 benefits information
2018 benefits highlights
Stay on top of your benefits information all year long. Click on each item to learn more.
If you’ve waived dental, legal or vision benefits during the 2017 open enrollment period, you will not be able to add them back in future years. Likewise, as has already been the policy, if you were enrolled in medical and decided to waive coverage for 2018, you will not be able to add it back in the future.
Retirees have two vision plan options from EyeMed in 2018, the standard vision plan and a new enhanced plan. The new enhanced plan offers greater benefits for the same cost as the 2017 plan.
Compare the plans.
MetLife is the dental provider in 2018.
New tobacco medical premiums.*
Retirees who participate in our group medical plan must complete the 2018 tobacco affidavit, which is included on the enrollment form. If you use tobacco products, your monthly premiums will be $75 higher. You may complete the
Quit for Life program by Nov. 30, 2018, to roll back your premiums to the non-tobacco rate.
Cost share changes
LCRA is glad to continue to share the cost of retiree health benefits. However, premiums for LCRA’s group medical plan, UnitedHealthcare Choice Plus have increased-resulting in higher premiums for retirees.
Likewise, funding for Retiree Reimbursement Accounts (RRA) will decrease. In 2018, LCRA will contribute up to $145 each month for a participating retiree and up to $120 for a participating spouse.
Note: Eligibility for Retiree Reimbursement Accounts will change effective Jan. 1, 2019.
Access other great benefits.*
By participating in the UHC Choice Plus plan, you also have access to these additional benefits: a free second medical opinion through
2nd.MD - watch a
video to see how it works - and the ability to meet with a doctor from the comfort of home with the
Virtual Visits telemedicine benefit. It’s just $10.
*For retirees under 65 who participate in LCRA’s group medical plan.