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2018 benefits for retirees ages 65 and older

Retirees ages 65 and older do not have access to LCRA's group medical and prescription drug plan. (Note: retirees who are 65 and older and have children on an LCRA group plan will continue to be covered under LCRA's group medical and prescription drug plans until they no longer carry children on the plan.)

As healthcare costs have continued to increase, LCRA made the difficult decision to decrease the monthly contribution to the Retiree Reimbursement Account (RRA). LCRA will continue to share the cost of retiree medical coverage by contributing up to $145 monthly for each retiree and up to $120 monthly for each spouse. You will be reimbursed automatically for your monthly premiums from your RRA account up to the monthly contribution. You may use any remaining funds for reimbursement of prescription out-of-pocket expenses. Note: Eligibility for Retiree Reimbursement Accounts will change effective Jan. 1, 2019.

Additionally, you have access to LCRA's vision, dental and legal insurance. View premiums.

2018 benefits at a glance

Medical and prescription insurance

UnitedHealthcare Medicare Solutions administers the available individual Medicare supplement plans available to LCRA retirees. Refer to the enrollment packet you received from UHC or contact them directly at 877–791–9964 for assistance with enrollment and the supplement plans.

Dental insurance

Dental insurance through MetLife covers preventive care at 100 percent when you use a network dentist. Participants may choose when to schedule four preventive cleanings within the calendar year. The calendar year maximum benefit is $2,000. View a summary of the plan benefits. Participants won’t receive a dental insurance ID card. Your dentist will call MetLife to verify coverage.

Vision insurance

EyeMed will be the new vision insurance provider. Benefits include coverage for eye exams, frames, lenses and contacts. Retirees have access to two plans. The standard plan offers a maximum frames allowance of $125 every 24 months and lenses every 12 months. Contact lens are in lieu of eye glass lenses and frames benefit at $120 per year. Participants will pay a $10 copay for an eye exam once every 12 months. 

The enhanced plan offers a maximum frames allowance of $150 every 12 months on lenses and frames. Contact lens are in lieu of eye glass lenses and frames benefit at $150 per year. Participants will pay a $0 copay for an eye exam once every 12 months.

View a summary of the plans. Participants won't receive a vision insurance ID card. Your optometrist will call EyeMed to verify coverage.

Prepaid legal plan

ARAG offers two prepaid legal plans, Ultimate Advisor and Ultimate Advisor Plus. Both give you access to a national network of credentialed lawyers – you choose your lawyer. Most covered legal matters are 100-percent paid-in-full when you work with a network attorney. The plans also offer access to legal databases and other online and over-the-phone legal resources. 

The Ultimate Advisor Plus plan also includes comprehensive identity theft coverage, financial counseling, divorce representation and resources to help you with caregiving and eldercare issues. Learn more about both plans.

Questions? Need assistance?

UnitedHealthcare (LCRA group plan)
844-637-7503

MetLife (Dental)
800-942-0854

EyeMed (Vision)
866-804-0982

ARAG (Legal)
800-247-4184

UHC Medicare pre-enrollment questions (65+)
877-791-9964

UHC RRA questions (65+)
877-298-2305

LCRA Human Resources
512-578-4004, option 3
lcra.benefits@lcra.org