Getting the most out of your benefits

UnitedHealthcare offers on-demand tools so you can compare facilities, doctors and procedures to find the right quality and value for your health. For major medical procedures, you could save hundreds of dollars. Find resources on the UnitedHealthcare app.

UHC has a credential for rating specialists on quality and value. When searching for a specialist using UHC’s online provider search, look for the Tier 1 designation. These specialists meet UHC’s stringent criteria, and you will pay a lower copay when you visit a Tier 1 specialist.

UHC’s telemedicine benefit can save you money on doctor visits for routine illnesses. Visit with a doctor from the comfort of your home using video chat. Doctors are available 24/7 and there is no copay for this service in 2023. Learn more about Optum Virtual Care.

LCRA’s prescription drug plan categorizes drugs into three pricing tiers, with additional tiers for specialty drugs. You can search for a medication on myuhc.com or within the UnitedHealthcare app so you know exactly what you will pay before you arrive at the pharmacy. Consider having the UnitedHealthcare app available at the doctor’s office so you can have a more informed discussion about your medications and possible alternatives before leaving with the prescription.

Opting for generic medications or using OptumRX Home Delivery can help cut down on costs as well.

LCRA’s group medical plan covers preventive care at no additional cost when you see an in-network provider. Preventive care is designed to help you stay healthy and may help catch health problems early. Preventive care includes screening tests, vaccines and wellness visits. Regular visits with your primary care doctor give you the opportunity to discuss things like quitting tobacco, healthy eating or reaching a healthy weight.

If you participate in LCRA’s group retiree medical plan, you have access to 2nd.MD, an LCRA benefit that provides a free second medical opinion.

Start some healthy habits, or add some new ones to the mix. LCRA wants to help you feel great. Check out the Rally online wellness program for daily encouragement and incentives.