2017 benefits options for retirees ages 65 and older
LCRA provides a comprehensive benefits program for retirees. Retirees must enroll in Medicare Parts A and B and should sign up for an individual Medicare insurance and prescription drug plan through UnitedHealthcare, when they turn 65. Retirees ages 65 and older do not have access to LCRA’s group medical and prescription drug plan. (Note: retirees who are 65 and older and have children on an LCRA group plan will continue to be covered under LCRA’s group medical and prescription drug plans until they no longer carry children on the plan.)
LCRA still shares the cost of retiree medical coverage by contributing to a Retiree Reimbursement Account each month. In 2017, LCRA will contribute $318 monthly for each retiree and $265 monthly for each spouse. You will be reimbursed automatically for your monthly premiums from your RRA account up to the monthly contribution. You may use any remaining funds for reimbursement of prescription out-of-pocket expenses.
Additionally, you have access to LCRA’s vision, dental and legal insurance.
At a glance: your benefits options for 2017
Medical and prescription insurance
UnitedHealthcare Medicare Solutions administers the available individual Medicare plans available to LCRA retirees. The UHC enrollment window is Oct. 15-Dec. 7, 2016. Refer to the enrollment packet you received from UHC or contact them directly at 877–791–9964 for assistance.
Dental insurance through Humana Dental covers preventive care at 100 percent when you use a network dentist. Participants may choose when to schedule four preventive cleanings within the calendar year. The calendar year maximum benefit is $2,000.
View a summary of the plan benefits. Participants won’t receive a dental insurance ID card. Your dentist will call Humana to verify coverage.
Vision insurance through Superior Vision includes coverage for eye exams, frames, lenses and contacts. The plan offers a maximum frames allowance of $125 every 24 months and lenses every 12 months. Contact lens are in lieu of eye glass lenses and frames benefit at $120 per year. Participants pay a $10 copay for an eye exam once every 12 months.
View a summary of the plan benefits. Participants won’t receive a vision insurance ID card. Your optometrist will call Superior Vision to verify coverage.
Prepaid legal plan
ARAG offers two prepaid legal plans, Ultimate Advisor and Ultimate Advisor Plus. Both give you access to a national network of credentialed lawyers – you choose your lawyer. Most covered legal matters are 100-percent paid-in-full when you work with a network attorney. The plans also offer access to legal databases and other online and over-the-phone legal resources.
The Ultimate Advisor Plus plan also includes comprehensive identity theft coverage, financial counseling, divorce representation and resources to help you with caregiving and eldercare issues.
Learn more about both plans.
UnitedHealthcare (LCRA group plan)|
UHC Medicare pre-enrollment questions (65+)|
UHC RRA questions (65+)
LCRA Human Resources
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